A new contender has emerged in the world of premium business credit cards, challenging established giants like American Express and Capital One. The Chase Sapphire Reserve for Business is designed for entrepreneurs who demand the best, offering a wealth of benefits tailored to the needs of a thriving business.
This card isn’t inexpensive, carrying a substantial annual fee. However, a carefully curated selection of statement credits, elite travel perks, and robust travel benefits can quickly offset that cost for the right business owner – those who truly leverage its power.
Right now, a remarkable opportunity exists to unlock a significant welcome bonus. A limited-time offer of 200,000 bonus points awaits new applicants who meet a spending threshold, but time is of the essence. The application window closes on January 22nd at 9 a.m. Eastern Time.
That 200,000-point bonus isn’t just a number; it represents substantial value. Current valuations estimate this welcome offer to be worth a remarkable $4,100, providing a powerful kickstart to your rewards earnings.
Importantly, this card doesn’t impact your standing with Chase’s 5/24 rule, making it accessible even if you’ve recently opened other credit cards. However, maintaining a good credit profile and being under the 5/24 limit is still essential for approval.
The Sapphire Reserve for Business rewards your everyday spending generously. Earn 8 points per dollar on Chase Travel purchases, 5 points per dollar on Lyft rides, and 4 points per dollar on direct flight and hotel bookings. Even everyday purchases earn a solid 1 point per dollar.
Chase’s extensive network of airline and hotel partners allows you to transfer your points for maximum value. Alternatively, utilize the Points Boost feature within Chase Travel for potentially lucrative redemption rates, especially when booking premium travel experiences.
Beyond points, the card offers a suite of valuable statement credits designed to alleviate business expenses. These include credits for hotel stays through The Edit, advertising on social media, and essential business services like ZipRecruiter and Google Workspace.
Further enhancing its value, the card provides credits for travel, DoorDash, and even expedited travel services like Global Entry or TSA PreCheck. A credit towards Giftcards.com purchases adds another layer of flexibility.
Travelers will appreciate the included benefits like IHG One Rewards Platinum Elite status and access to airport lounges. High-spending cardholders can even unlock Southwest Airlines A-List status and IHG One Rewards Diamond Elite status, elevating their travel experience.
If you consistently spend on business-related travel and can effectively utilize the statement credits, the Chase Sapphire Reserve for Business could be a game-changer. Carefully evaluate your spending habits to determine if the card aligns with your business needs.
For business owners seeking a premium travel rewards card with a powerful welcome bonus and a wealth of ongoing benefits, the Chase Sapphire Reserve for Business deserves serious consideration. Don’t delay – the application deadline is fast approaching.